At the age of 42, I was quickly realizing that my retirement strategy, which was basically relying on Social Security and my deferred compensation from work, was going to get me where I needed to go in retirement. After my discovery call with Roth IUL, I realized that I can double my income in retirement, but it will all be free from taxes! That is what sold me. No taxes on any of my hard earned money. I now feel liberated from those negative thoughts of being broke in retirement. Thanks Roth IUL !!