Honestly, I had no idea that most, if not all retirement accounts are taxable. Frankly, I didn’t even realize that because I earn more than $200k, that there any tax-free accounts available to me. Then I learned about the Roth IUL. I was sold. I am heading toward receiving $67k to $87k per year in tax free income in my retirement. I plan to open a small specialty coffee and bakery when I retire. My Roth IUL will help me make that possible. Thanks for helping me make my dreams come true Roth IUL!