I am 37 years old, a single parent of twins age 12. I am not sure about my own future, but I know I need to think about my kids. I started looking into a Roth IUL because I need to have along term financial plan. I started my Roth IUL with only $350 per month, but my employer only has a 401K, so this seemed safer and better overall for me. I now have a $200,000 survivor benefit which means that my kids will have protection if I die. But the truly amazing part of this is that if I just keep making my contribution, I will have more than $260,000 in my account at the time of retirement. That, plus $32,000 per year in tax-free income for the rest of my life…Wow! Thank you Roth IUL.