Social Security is taxable. 401K’s are taxable (and they lose money). IRA’s are taxable. Everything is taxable in retirement…EXCEPT the Roth IUL is NOT TAXABLE. My advice to everyone, check out the Roth IUL, it is an awesome place to build generational wealth. I now tell all my friends and relatives, open a Roth IUL, you will not be sorry. Thanks Roth IUL!